Best Credit Repair Companies

Whether an identity thief swindled you or you took a loan and lost your job, making it difficult for you to repay on time, a poor credit score is something you want to avoid. It can affect your financial situation considerably. To improve your credit score, you need help from the best credit repair companies. They have the experience and expertise to resolve errors and other problems contained in your credit report. By working with any of these companies below, you will not only improve your credit score, but you’ll also turn around your overall financial situation.

1. Lexington Law – Best All Around

As one of the most reputable credit repair services in the country, Lexington Law has more than 27 years’ experience in the industry, making it one of the best credit repair companies. Founded in 1990, Lexington Law leads in the provision of credit repair services, and has more than one million clients. The company consists of 24 seasoned lawyers present within 19 states. It also has a big team of paralegals who help numerous clients to repair and improve their credit.
Lexington Law offers new subscribers a free credit report summary and credit score, and if your family needs the same, they also provide it. The company offers a family discount, which can be of benefit to those families with low income but want to boost their credit scores. Through their website and mobile app, Lexington law makes it easy for clients to track their case and see the progress.
The company doesn’t force you to sign lengthy contracts; instead, sign up is done on a month-to-month basis, and you can cancel it anytime. Lexington Law is ideal if you’re searching for reliable and trustworthy credit repair company with expertise, flexibility, and quality service to move your credit score a notch higher.


They charge a one-time fee during sign up and after that, there are three monthly packages as follows:
• Concord Standard: One-off fee of $89.95 and a monthly fee of $89.95
• Concord Premier: One-off fee of $109.95 and a monthly fee of $109.95
• Premier Plus: One-off fee of $129.95 and a monthly fee of $129

2. Pyramid Credit Repair – Customer Service

You might need a quick loan or mortgage and since you’ve a poor credit score, you might find the loan at a high interest rate. If time is of essence, and you are scouting for that company that will offer fast credit repair results, Pyramid Credit Repair may help. The company started its operations in 2010, but within 8 years, they’ve developed a formidable reputation in the credit repair field.
Pyramid Credit Repair helps to improve your credit score by sending multiple disputes at once to help do away with wrong charge-offs, late payment errors and more from your redit reports, thus raising your credit score.
The company doesn’t charge an initial fee. However, what sets them apart is they assign an account manager to the customer who monitors the credit repair process and helps with the entire process. Think along the lines of working with a dedicated professional to help rather than calling the customer service line each time you have an issue. Pyramid provides excellent customer service as well as a phone service to assist you from Monday through Saturday, which is they make it to the list of the best credit repair companies.
• Couples Plan: $198 per month with a 50 percent discount on the first month’s fees.
• Single Plan: $98 per month
Their services are free for 5 to 15 days, and the company offers a monthly plan that you can cancel whenever you want. Pyramid also offers a 100 percent money back guarantee within a period of 90 days.

3. CreditRepair.com – Best Online UX

Founded in 1997, the company is possibly among the well-rounded best credit repair companies. Besides helping to repair your credit and disputing negative entries n your credit reports, the company also offers services such as fixing your credit history, around the clock credit monitoring, credit score tracking, and a personal online dashboard.
They go past credit repair to helping you build a healthy relationship with your credit. CreditRepair.com has a sleek and user-friendly user interface, and this minimizes the need for customer service. Moreover, their customer service is reliable and efficient.
Although CreditRepair.com is costlier than other credit repair companies, their state-of-the-art tools and services are well worth the cost. And other than having someone to repair your credit, if you would like to improve your financial life and keep tabs on your credit, CreditRepair.com may be worth considering.


This company charges $99.95 a month for a one level service. Its services are monthly based and you can opt out any time.

4. The Credit People – Trial Period

Would you like to raise your credit score without worrying about parting with some bucks on a monthly basis? The Credit People may be the company to consider. They don’t only give practical alternatives, but they deliver great results too. Their services include repairing the credit report, searching for legal loopholes to help get your credit score on track, and sending correspondence to your creditors.
What’s more, they provide a 7-day trial at only $19 that enables you to try out their service before settling for a long-term commitment. If you choose their lump-sum payment plan and aren’t satisfied by their service at any point, you’re allowed to cancel. They work with a monthly plan that you could cancel anytime you want. They also offer a 100 percent money back guarantee, if you don’t find their services satisfactory within the 6 months.
The Credit People has a limited customer service, and you can reach them on phone between 8am and 5pm. You can also shoot them an email. Their satisfaction guarantee and flexible pricing makes them a solid and reliable choice for customers.


• 7-day trial fees is at $19
• Monthly fees is $69
• Lump sum fees is $299 (for six months)

5. Sky Blue Credit – Value for Price

The company has been in the credit repair and restoration business since 1989 and is one of the best credit repair companies. Sky Blue uses an accelerated process when resolving your credit disputes. They can tackle up to as many as 15 items, that is 5 items per bureau. That means if your credit report has numerous negative items, Sky Blue can get them dismissed and resolved faster.
Their services entail fixing possible errors on your report, looking for legal loopholes to ensure your credit score is back on track, and submitting good credential letters to your creditors, among other services. One of the reasons Sky Blue Credit is among the best credit repair services is their “pause your service” feature that lets you take a break from their service for any reason and resume it whenever you want it to continue.


Sky Blue Credit charges $59 as the initial fee and then $59 per month. In addition, teh company offers a monitoring service for $14.95 a month, which includes a report from the three major bureaus. You can also go for the one-off purchase at $39.95. Their month-to-month services allow you to cancel anytime you want; the company gives a complete 90-day refund.

It all starts with consultation

Are you in need of a mortgage or car loan but your credit score won’t allow you? No problem; credit repair experts at Alex Miller Credit Repair are waiting for your call to map out the best way forward and clean up your credit report so you can access the loans you want. Simply dial 877-503-9737 for a free consultation. Not a phone call kind of person? Fill out our simple contact form in seconds.